Who are you and how can we contact you?

(Please note, any information you provide us with will be kept strictly confidential and guarded by high level authentication and encryption)

Step 1: What’s your debt situation looking like?

Total Family Unsecured Debt (Credit Cards, Lines of Credit, Personal Loans, CRA)

Step 2: Tell us about your income

Applicant
Gross Monthly Income

Monthly Net Income

Co-Applicant (optional)

Combined Family Income

Avg. Monthly Income:

Avg. Monthly Income:

Step 3: Monthly payments including housing, debt, and other obligations?

/ 12

50% Applicable

Total Shelter Costs

You are on track to qualify! Just one more step…

Sorry to tell you that you don’t meet our loan criteria at this time. If you’d like to speak to us directly, call X-XXX-XXX-XXXX

Assumes 35% of debt is repaid over a period of 60 months (Gross of Trustee Fees)

Total Monthly Payment Obligations

Good news! Based on the numbers you have provided, you would be approved for the Encore Credit Recovery Loan.

Sorry to tell you that you don’t meet our loan criteria at this time. If you’d like to speak to us directly, call X-XXX-XXX-XXXX

Step 5: Interested in other ways to rebuild your credit?

Would you be interested in a $500 secured credit card?

Would you be interested in purchasing credit rebuilding tools

Please Note:
Encore Credit Corp. is not a financial institution. The above calculator is a resource to help consumers manage their finances and better understand their loan qualification options, and the true cost of borrowing.

The Encore Credit Recovery Loan assumes a similar monthly payment as a monthly consumer proposal payment.